The primary purpose of this position is to assist Beacon Credit Union to live out our mission, "Dedicated to Our Member's Financial Success, " by delivering outstanding service to both internal and external members.

Commercial Lender will develop and maintain business affiliations with our Business Members. Actively deepens existing customer relationships through routine calling activity and develops new relationship opportunities through business development activities. Responsibilities include originating scored credit requests up to $1 million and selling products/services such as business deposit products, business credit cards and payment solutions, as well as all other suitable solutions as appropriate. This job may require outside prospecting and sales to meet or exceed the sales production goals. Appropriately handles business banking member service issues in assigned portfolio. Actively manages relationships with branch and business line partners. Ensure compliance with all State and Federal regulations as they relate to Small Business Services in the Credit Union environment. Provides weekly sales reports to management. Adhere to all Beacon policies and procedures. Meets or exceeds service goals and standards as set forth by Management.

We're looking for people who want more than just a job - who want to make a difference in the communities where we live and work.

Major Duties and Responsibilities

Role

The primary purpose of this position is to assist Beacon Credit Union to live out our mission, "Dedicated to Our Member's Financial Success."

The Collections Lead is responsible for overseeing advanced collection activities, guiding team members, and managing complex accounts involving bankruptcy, loan restructuring, and collateral recovery. This role requires strong analytical skills, sound judgment, and the ability to navigate sensitive financial situations while maintaining compliance with internal policies and regulatory standards.

Major Duties and Responsibilities

• Serve as the primary point of contact to the Assistant Vice President of Credit Solutions for recommendation of complex or escalated accounts, including bankruptcies, restructures, charge offs, and repossessions.

• Review, analyze, and manage accounts in active bankruptcy (Ch. 7, 11, 13), ensuring accurate documentation, timely filings, and compliance with all legal requirements.

• Evaluate member financial situations to recommend and structure appropriate workout solutions, extensions, or repayment plans.

• Oversee repossession processes from assignment through liquidation, ensuring adherence to UCC guidelines and maximizing recovery value.

• Provide guidance and support to collection staff on procedures, best practices, and regulatory compliance.

• Monitor delinquency trends and assist in developing strategies to reduce past due accounts and mitigate loss exposure.

• Prepare and present reports on high-risk accounts, bankruptcy activity, and recovery outcomes to the Assistant Vice President of Credit Solutions.

• Maintain strong working relationships with attorneys, trustees, vendors, and internal departments to support efficient resolution of accounts.

• Ensure all collection activities are conducted professionally, ethically, and in alignment with organizational standards.

Experience, Education and Preferred Skills

Experience:

-  2–4 years of experience in collections, loan servicing, bankruptcy processing, repossession coordination, or related financial services roles.

 - Demonstrated knowledge of bankruptcy chapters, timelines, and creditor rights.

-  Experience with loan restructuring, extensions, and workout solutions.

- Familiarity with repossession procedures, collateral valuation, and UCC requirements.

- Strong communication, negotiation, and problem-solving skills.

- Ability to interpret financial statements, payment histories, and legal documents.

-  High attention to detail with strong organizational and documentation skills.

- Ability to work independently while supporting team goals

-  Previous collection experience required.

Education/Certifications/Licenses:

- Associate degree in related Banking, Business or Accounting field or Certification in Collections or Financial Counseling course.

Preferred Skills:

• Prior experience in a credit union, bank, or lending institution.

• Working knowledge of collection systems and bankruptcy tracking tools.

• Leadership experience or the ability to mentor and support junior

A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance.

Beacon Credit Union is an EEO employer - M/F/Vets/Disabled

Driving Mortgage Success with Passion and Precision!

About us:

The primary purpose of the Mortgage Loan Officer is to help Beacon Credit Union fulfill its mission of being “Dedicated to Our Member’s Financial Success.” This role also involves selling mortgage loan products to our qualified members.

 

Why Join OUR Team?

• Positive and supportive team culture   

• Competitive salary and benefits package and incentives

• Generous PTO and 11 Paid Holidays

• Ability to earn additional PTO through volunteer opportunities

• Employee discounts on loans and banking products

• 401(k) Employer Match and Profit-sharing potential

• 100% Bank Paid Long-Term Disability, Short-Term Disability and Life Insurance

• Learning and growing in a dynamic work environment

• Incentive pay

The primary purpose of this position is to assist Beacon Credit Union to live out our mission, "Dedicated to Our Member's Financial Success, " by delivering outstanding service to both internal and external members.

Small Business Specialist will develop and maintain business affiliations with our Small Business Members. Actively deepens existing customer relationships through routine calling activity and develops new relationship opportunities through business development activities. Responsibilities include originating scored credit requests up to $1 million and selling products/services such as business deposit products, business credit cards and payment solutions, as well as all other suitable solutions as appropriate. This job may require outside prospecting and sales to meet or exceed the sales production goals. Appropriately handles business banking member service issues in assigned portfolio. Actively manages relationships with branch and business line partners. Ensure compliance with all State and Federal regulations as they relate to Small Business Services in the Credit Union environment. Provides weekly sales reports to management. Adhere to all Beacon policies and procedures. Meets or exceeds service goals and standards as set forth by Management.

We're looking for people who want more than just a job - who want to make a difference in the communities where we live and work.

Major Duties and Responsibilities

 Driving Mortgage Success with Passion and Precision!

Job Title: Mortgage Loan Officer (MLO)

Job Location: Danville, VA (NOT REMOTE)

About us:

The primary purpose of the Mortgage Loan Officer is to help Beacon Credit Union fulfill its mission of being “Dedicated to Our Member’s Financial Success.” This role also involves selling mortgage loan products to our qualified members.

Why Join OUR Team?

• Positive and supportive team culture   
• Competitive salary and benefits package and incentives
• Generous PTO and 11 Paid Holidays
• Ability to earn additional PTO through volunteer opportunities
• Employee discounts on loans and banking products
• 401(k) Employer Match and Profit-sharing potential
• 100% Bank Paid Long-Term Disability, Short-Term Disability and Life Insurance
• Learning and growing in a dynamic work environment
• Incentive pay

 Major Duties and Responsibilities

·         The role involves conducting loan interviews and securing the necessary customer information to initiate loan transactions.

·         Take mortgage loan applications, analyze data, and solicit new mortgage business.

·         Maintain good external relationships and promote the organization’s products and services.

Perks of the Role:

·         A platform to shape financial futures and play a pivotal role in helping clients achieve their homeownership dreams.

·         Enjoy a dynamic, fast-paced environment where no two days are the same.

·         Access to top-notch training and development to keep your skills sharp

Experience with:

• FHA, VA, and Fannie Mae
• Construction loans

Education/Certifications/Licenses

• Maintain active registration with the National Mortgage Licensing System (NMLS).
• NMLS Number.
• Associate’s degree or higher preferred.
• Valid and current Driver’s License.